
Maggie Mikaitis, Vice President of Mortgage Lending, NMLS # 1395394
Joe McBreen, Producing Branch Manager, NMLS # 686541
For over a decade, the JMLends team at CrossCountry Mortgage has demonstrated unwavering success, closing more than 300 loans annually — regardless of market fluctuations. This achievement is a testament to the dedication and expertise of Vice President of Mortgage Lending Maggie Mikaitis and Producing Branch Manager Joe McBreen, who take pride in maintaining strong client relationships and referral sources, even in down markets.
Mikaitis and McBreen specialize in all facets of residential lending, with a niche focus on helping property investors expand their real estate portfolios. This personalized approach sets JMLends apart, ensuring that clients not only secure financing, but also receive strategic guidance to maximize their investments.
Mikaitis, who co-runs the team alongside her husband, emphasizes the importance of hiring a team based on knowledge, skills and communication. “Our customers consistently praise our team’s responsiveness and ability to close loans well within contract timelines,” she explains. “For many first-time investors, we take the extra step to educate them on the process and agency-specific financing guidelines — giving them a competitive edge in the market.”
McBreen shares this sentiment, highlighting the team’s commitment to efficiency and professionalism. “Our clients frequently tell us that we close loans quickly, offer exceptional loan program knowledge, and provide highly competitive rates,” he says. “Most importantly, they appreciate how enjoyable and seamless the experience is, thanks to our responsive, knowledgeable team.”
Ultimately, experience is what distinguishes JMLends from the competition. Mikaitis notes that they build lasting relationships, supporting clients through multiple transactions while helping them achieve their financial goals. As McBreen puts it, “We are only as good as our last deal. With the volume we handle and the expertise we bring to every transaction, our clients can expect nothing less than the highest level of service — from application to closing.”