Lending

Report warns landlords to think twice about evictions
Report warns landlords to think twice about evictions

A new Marcus & Millichap report calls on multifamily owners and operators to implement a 90-day moratorium on evictions.

Government-backed loan program is just the beginning
Government-backed loan program is just the beginning

Small business owners could help keep their businesses running through a combination of Paycheck Protection Program loans and private loans.

How lenders can propel your real estate business
How lenders can propel your real estate business

At Chicago Agent’s recent Accelerate Summit, some of Chicago’s top lenders sat down to talk about ways they partner with agents to help generate business.

The Future of Fannie and Freddie …and what it means for real estate agents and their clients
The Future of Fannie and Freddie …and what it means for real estate agents and their clients

Almost everyone agrees that it’s time to do something about the federal conservatorship of mortgage giants Fannie Mae and Freddie Mac, and that lawmakers and regulators should handle the transition with care. But what will reform look like, when will it get done and what will it mean for lenders, real estate brokers and home buyers?

Back to the future: What experts got right — and wrong — about mortgage rates
Back to the future: What experts got right — and wrong — about mortgage rates

While most of the predictions about interest rates in 2019 were off by a long shot, one crucial element of the housing market in 2020 remains true: The cost of borrowing is very low, by both modern and historic measures.

What else is new? Loan limits increase for Fannie, Freddie and FHA
What else is new? Loan limits increase for Fannie, Freddie and FHA

It stands to reason that, as home prices rise faster than income, buyers are going to need larger loan amounts. And for the fourth straight year, the Federal Housing Finance Agency has increased the conforming loan limits for Fannie Mae, Freddie Mac and Federal Housing Administration loans.

Why what’s in the GSE bank matters
Why what’s in the GSE bank matters

While there’s no guarantee that Congress or the administration will tackle GSE reform in 2020, the FHFA did announce that it will re-propose regulations on capital requirements for Fannie Mae and Freddie Mac sometime in the next year as a clear move toward the end of conservatorship.

Why it’s time to tune in to GSEs
Why it’s time to tune in to GSEs

It’s important for real estate professionals to understand how unique the lending picture is in America because of Fannie Mae and Freddie Mac and how regulators and lawmakers are proposing to change the situation.

VA loans are fueling a new generation of buyers
VA loans are fueling a new generation of buyers

Cash-strapped Generation Z and millennial veterans are taking advantage of  VA loans that allow them to purchase with $0 down payment, no mortgage insurance, flexible credit guidelines and the industry’s lowest average interest rates.

Buyer experience improving with mortgage lenders
Buyer experience improving with mortgage lenders

But beware of the busy times: Customer satisfaction rates drop when loan volume increases.

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