Lending

Why what’s in the GSE bank matters
Why what’s in the GSE bank matters

While there’s no guarantee that Congress or the administration will tackle GSE reform in 2020, the FHFA did announce that it will re-propose regulations on capital requirements for Fannie Mae and Freddie Mac sometime in the next year as a

Why it’s time to tune in to GSEs
Why it’s time to tune in to GSEs

It’s important for real estate professionals to understand how unique the lending picture is in America because of Fannie Mae and Freddie Mac and how regulators and lawmakers are proposing to change the situation.

VA loans are fueling a new generation of buyers
VA loans are fueling a new generation of buyers

Cash-strapped Generation Z and millennial veterans are taking advantage of  VA loans that allow them to purchase with $0 down payment, no mortgage insurance, flexible credit guidelines and the industry's lowest average interest

Buyer experience improving with mortgage lenders
Buyer experience improving with mortgage lenders

But beware of the busy times: Customer satisfaction rates drop when loan volume

Return of spot loans could reinvigorate condo market
Return of spot loans could reinvigorate condo market

HUD has loosened its rules regarding FHA loans for condos. Learn what that means for your

When your clients say yes to mortgage, but no to marriage
When your clients say yes to mortgage, but no to marriage

Nontraditional couples have been going in on big purchases together forever. But unmarried duos going in on a property purchase together is a rapidly growing trend. What does this mean for

Unwinding partnerships: When one party wants out of a mortgage
Unwinding partnerships: When one party wants out of a mortgage

There are many misconceptions about the simplicity of the process of separating out a home loan. Learn why executing a quitclaim deed may not be the only thing your clients need to

Mortgage sans marriage
Mortgage sans marriage

Brokers share tips for working with unmarried buyers, as well as their stories of going through the experience themselves — for better or for worse.

Tenancy, liability and ownership: The best legal structures for your clients
Tenancy, liability and ownership: The best legal structures for your clients

Whether it’s a group of friends investing in a multi-unit building or a couple that sees no need to tie the knot before buying a home together, agents and buyers have plenty of reason to understand the distinctions between different

How developers and lenders work with teams
How developers and lenders work with teams

Mortgage lenders and developers regularly find themselves working with a team of agents or brokers, which comes with its own advantages and common

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