Lending

How lenders can propel your real estate business
How lenders can propel your real estate business

At Chicago Agent’s recent Accelerate Summit, some of Chicago’s top lenders sat down to talk about ways they partner with agents to help generate

The Future of Fannie and Freddie …and what it means for real estate agents and their clients
The Future of Fannie and Freddie …and what it means for real estate agents and their clients

Almost everyone agrees that it’s time to do something about the federal conservatorship of mortgage giants Fannie Mae and Freddie Mac, and that lawmakers and regulators should handle the transition with care. But what will reform look like, when will

Back to the future: What experts got right — and wrong — about mortgage rates
Back to the future: What experts got right — and wrong — about mortgage rates

While most of the predictions about interest rates in 2019 were off by a long shot, one crucial element of the housing market in 2020 remains true: The cost of borrowing is very low, by both modern and historic

What else is new? Loan limits increase for Fannie, Freddie and FHA
What else is new? Loan limits increase for Fannie, Freddie and FHA

It stands to reason that, as home prices rise faster than income, buyers are going to need larger loan amounts. And for the fourth straight year, the Federal Housing Finance Agency has increased the conforming loan limits for Fannie Mae,

Why what’s in the GSE bank matters
Why what’s in the GSE bank matters

While there’s no guarantee that Congress or the administration will tackle GSE reform in 2020, the FHFA did announce that it will re-propose regulations on capital requirements for Fannie Mae and Freddie Mac sometime in the next year as a

Why it’s time to tune in to GSEs
Why it’s time to tune in to GSEs

It’s important for real estate professionals to understand how unique the lending picture is in America because of Fannie Mae and Freddie Mac and how regulators and lawmakers are proposing to change the situation.

VA loans are fueling a new generation of buyers
VA loans are fueling a new generation of buyers

Cash-strapped Generation Z and millennial veterans are taking advantage of  VA loans that allow them to purchase with $0 down payment, no mortgage insurance, flexible credit guidelines and the industry's lowest average interest

Buyer experience improving with mortgage lenders
Buyer experience improving with mortgage lenders

But beware of the busy times: Customer satisfaction rates drop when loan volume

Return of spot loans could reinvigorate condo market
Return of spot loans could reinvigorate condo market

HUD has loosened its rules regarding FHA loans for condos. Learn what that means for your

When your clients say yes to mortgage, but no to marriage
When your clients say yes to mortgage, but no to marriage

Nontraditional couples have been going in on big purchases together forever. But unmarried duos going in on a property purchase together is a rapidly growing trend. What does this mean for

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