Jim Jefferson has a passion for helping veterans and first-time buyers secure mortgages. “We have many ‘firsts’ in our lives, but few milestones surpass buying your first home,” says Jefferson, senior vice president and branch manager at Rate. “Using my 25 years of experience to help educate and nurture first-time buyers is so rewarding,” he adds. Jefferson answers the questions clients don’t know to ask and uses many of Rate’s grant and assistance programs to provide them with additional funds to help with their purchase. Clients appreciate his ability to put together the best possible terms for their mortgage and set them up for success with a monthly payment that fits their budget.
He’s honored to help every veteran he can fulfill their dream of owning a home by waiving all of their lender fees. He’s also proud to be part of a company that raised more than $1.1 million for nine different nonprofit organizations with its “Break the Bank” fundraiser during Military Appreciation Week.
Ranked among America’s top 1% of mortgage originators for 22 consecutive years by Scotsman Guide and Mortgage Executive Magazine, Jefferson has maintained President’s Club status for two decades and Chairman’s Circle for the past four years. He is one of a select few with a perfect five-star rating on Google Business, Zillow and Facebook, as well as several Seven Star awards for excellence in customer experience and exemplary service to the community.
Jefferson takes pride in helping shape his clients’ financial future. “I don’t just want to help my borrowers close on their home with the best mortgage available, but also to advise them on how to go into their new home in the best financial position possible. We thoroughly discuss credit and debt management to ensure their budget is set up for long-term success. He is proud to have helped more than 5,500 families achieve home ownership.
Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.
