With a finance degree from DePaul University and over $500 million in closed loan volume, Larry B. Spain brings more than two decades of experience and entrepreneurial insight to the mortgage industry. His career has been shaped by both ends of the lending spectrum — securing specialized grant programs for low-to-moderate income buyers, and facilitating complex jumbo loans for high-net-worth individuals. That versatility is grounded in his background as a real estate investor, landlord and renovation specialist, giving him firsthand understanding of the challenges clients face at every stage of property ownership.

Spain is known for his relentless work ethic and tailored approach to lending. Whether advising a first-time buyer, structuring a niche renovation loan or delivering a seamless jumbo closing, he combines technical skill with deep market knowledge. He handles every loan as if it were his own, making himself available around the clock and offering creative solutions in even the most challenging scenarios. Licensed in multiple states, Spain has served clients in California, Hawaii, Illinois, Florida and New York.

He was a recipient of the Leaders of Excellence award during his time at Citi for ranking in the top 1% in closed mortgage volume — a reflection of both volume and client satisfaction. Beyond lending, Spain is passionate about giving back. He volunteers with several nonprofit organizations and leads a youth basketball program he founded, where he coaches and mentors young athletes. A true adventurer at heart, he enjoys traveling, riding his motorcycle, boating and staying active through extreme sports.