A twist of fate led Cindy Koutsovitis to a career in the financial industry. She was working her way through college selling designer clothing at a retail store when a steady customer asked if she’d ever consider a career in mortgage lending. At the time, she was studying advertising but realized the confidence and sales skills she already gained provided the perfect springboard to make the leap.

“Whether it was a cocktail dress for a wedding or a business suit for a corporate event, I realized how important milestones were to my clientele,” says Koutsovitis, senior vice president of mortgage lending at Rate. In real estate, she believes, the milestone of purchasing a home, among the biggest financial decisions of someone’s life, is even more meaningful.

Consistently ranked among the Scotsman Guide’s top originators and top female originators, Koutsovitis has worked in lending for 23 years.

“My experience has helped me guide homeowners through the most pivotal pain points, as well as eliminating the worry of the unexpected path of homeownership,” she says. While friends, family and financial blogs are quick to give advice that might have value, she says an experienced mortgage professional like herself with extensive product knowledge will find the right program, loan terms, down payment and home.

Tenacious, knowledgeable and results-driven, Koutsovitis makes sure her clients understand the entire process and is always available to answer questions. An expert in the latest loan products and loan scenarios, she has been able to navigate the best programs and quickest closing solutions to help clients secure their dream homes.

Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.