Wells Fargo Home Mortgage

Private Mortgage Banking

Nathan A. Hart, NMLSR ID 442579

Jennifer Carter, NMLSR ID 459617

Russ Gelberg, NMLSR ID 19443

Chappie Sartino, NMLSR ID 404198

An industry veteran for 17 years, Nathan A. Hart focuses on jumbo mortgages, complex home financing, and funding for newly constructed homes. For Hart, communication is key. “The lending business is all about being personable and interacting with potential clients, referral sources and communities,” he says. “Mortgage financing is not just about the product or rate; it is about delivering an excellent customer experience.”

A private mortgage banker focused on lending to buyers with complex asset portfolios in all 50 states, Jennifer Carter has been with Wells Fargo for 25 years. Her responsiveness, knowledge and personalized support are a big reason why her business is based on referrals from former clients, real estate agents and internal team members. “A referral from a client is the best compliment I can receive,” she says.

Russ Gelberg started his own business and fell in love with sales. Innately entrepreneurial, his goal is to “offer high-quality products in a professional way to clients who understand the difference.” A 17-year veteran of the mortgage industry, Gelberg leverages the strength of Wells Fargo’s competitive products in complex financial situations. “With a focus on client experience, we provide first-class, end-to-end service,” he says.

With a background in business administration as well as rehabbing and selling homes, Chappie Sartino brings a wide range of experience to his work as a private mortgage banker. Focusing on jumbo loans, Sartino combines a dedication to continuing education with the ability to add levity whenever possible. This helps him retain past clients while remaining open to new buyers. “In fact, I’ve been fortunate enough to work with three generations of one family,” he says.