Julius Barrutia brings nearly two decades of experience, drive and strategic insight to his role as senior vice president of mortgage lending at CrossCountry Mortgage. A former athlete whose early career path was shaped by competitive sports, Barrutia transitioned to the mortgage industry at age 21 — quickly proving himself through a high-performing, client-first approach.

Over the past 19 years, he has built a thriving business by combining adaptability with a consultative approach. He serves clients across Chicagoland, as well as elsewhere in the Midwest, in Texas and in Florida, specializing in a full range of financing solutions — from conventional and jumbo loans to investment-property financing and complex structures like non-QM, DSCR and new-construction lending. His clients describe him as honest, responsive and strategic — someone who simplifies the mortgage process while helping them make confident, goal-aligned decisions.

Throughout his career, Barrutia has earned national recognition, including honors as a Top 1% Mortgage Originator by Mortgage Executive Magazine, as a Scotsman Guide Top Producer, as a Five Star Mortgage Professional and, for multiples years, as a member of his company’s President’s Club. These accolades reflect a long-standing track record of performance, consistency and client trust — especially in fast-moving or high-stakes scenarios.

Barrutia’s business is built on relationships and a strong network, not one-time transactions. Whether guiding first-time buyers or seasoned investors, he brings the same level of clarity, commitment and care to every client he serves.