A 20-year mortgage veteran, Joel Schaub is the top individual lender at Rate based on 2024 purchase units in Chicago. He began working with Rate in 2005 and is now the company’s longest tenured top-producing vice president of mortgage lending. As the leader of The Joel Schaub Team, he understands what is important to his clients and Realtor partners.
With over 350 five-star Google reviews, the most of any single lender across all companies, Schaub and his team are renowned for their commitment to speed, efficiency, transparency and white-glove service. He compares his team’s mortgage service to flying on a private jet versus a discount airline: both will get you to your destination, but only one offers a seamless, elevated experience complete with warm cookies and five-star treatment.
Inspired by his Realtor aunt and uncle from Traverse City, Michigan, Schaub is passionate about helping clients find their dream homes while educating them on the best financial choices for their lifestyles.
Schaub works closely with his wife and creative director, Christine, as well as his team’s vice president of business development, Ciara Miller. Together, his team empowers Realtors to grow their businesses through events, partnerships, sponsorships, personalized marketing plans and unique campaigns to help distinguish agents. “It is our honor to get to work with some of the brightest minds in Chicago real estate,” he explains. “We partner with Realtors who see our value — not only for themselves but for their clients.”
Outside of work, Schaub enjoys spending time with his dog Louie, supporting the Chicago Cubs and contributing to local charities. He became a father for the first time this year. Ms. Georgia Grace Schaub, his newborn daughter, entered the world on July 2, 2025. “Being a father will be my greatest role yet,” he predicts.
Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.
