Fannie Mae is branching out from the world of mortgage financing and now wants to add homebuilding loans to its list of benefits.

Still in the early planning stages, the mortgage pioneer is considering a pilot program designed to make it easier for prospective homebuyers to obtain a homebuilding loan, Bloomberg reported. After borrowers purchase a temporary building loan, lenders would sell the loan to Fannie Mae on the first day of construction, which will put the loan into mortgage-backed securities and later refinance it into a mortgage. Borrowers will then be able to pay off their mortgages once they move into their finished home.

Developed to compensate for the the lack of affordable housing — and housing in general — Fannie Mae’s goal is to make mortgages easier and cheaper to attain for potential homebuyers, especially those seeking to build their homes from scratch. In recent years, homebuilding has been on the decline due to increased land restrictions and overpriced manual labor and building materials. Not to mention, would-be starter homes were first on the chopping block once the foreclosure crisis hit.

“Everything is about supply right now,” Jon Lawless, Fannie Mae vice president for product development and affordable housing, said to Bloomberg. “With these activities that we’re undertaking, we hope we can find something that finds a fast path to more supply.”

The program is currently awaiting approval from the Federal Housing Finance Agency and will be one of the first in a series of “test and learn” services designed to improve low housing stock.