Contents

Cover Story

What loan options are available today? How come some loan products we heard about so often before 2008 aren’t ever spoken of anymore? What do buyers have to do to qualify for the loans with the lowest possible rates – and are those rates really that low? Chicago Agent talked to some of the industry’s top lenders to determine what agents need to know about loan options, requirements and restrictions, and the importance of pre-approving clients. Read more!

Also…

• AGENT SOUND-OFF: Just When You Think You Have it Sold…
• Navigating Lending Issues
• Resurrection of the FHA Loan
• Loans That Became Extinct

Editor’s Note

• The Loan Rangers

The Scene

• Ryan Hill Realty Grand Opening Ceremony
• FIABCI Networking Mixer
• WCR “Are You Man Enough?” Panel

Local News

• Is “Real Trends” Real Reporting?

Agent Snapshot

• Joanne Hronopoulos, Broker Associate, Prudential Starck, Mount Prospect

By The Numbers

• The Term “FHA” is Only Visible in Less Than 2 Percent of Listings

Ask A lender

• Q: What kinds of financing options are available for buyers with less than 20 percent for their down payment?

My Style

• Lori Rowe, Broker Associate, Coldwell Banker, Barrington