Krystal Mikha loves that she has been selling real estate long enough to assist a second generation — her clients’ children — with the purchase of their first home.

Mikha, a senior home lending advisor with JPMorganChase, originates loans across the country from her Bloomfield Hills and Farmington Hills offices. She specializes in conventional, jumbo, FHA and VA loans. Although she is known for assisting extremely-high-net-worth individuals, she also serves buyers at all price points, from first-time to move-up and luxury, as well as downsizers and those seeking a second property.

After 23 years in the industry, Mikha has experienced every possible market scenario and knows how to expertly navigate them, usually resulting in the desired outcome. While every client is different, some come with challenges for which she and her specialty underwriting team almost always find a solution.

Mikha takes great pride in providing the personalized attention that each client deserves while making the biggest investment of their lives. “I’ll review their financial situation and goals and help them find the mortgage that best fits their needs,” she says. “Clients can count on me to answer all of their questions and guide them through each step of the mortgage process, because I’m dedicated to making the experience a positive one.”

Those positive experiences have resulted in a windfall of repeat and referral business, along with treasured relationships with clients that, more than two decades later, continue to make the job all the more fulfilling.