Rate Companies is a leader in mortgage lending and digital financial services. Headquartered in Chicago, Rate Companies employs over 5,500 people across 850 branches nationwide, serving all 50 states and Washington, D.C. Since its founding in 2000, Rate Companies has assisted more than 1 million homeowners with home purchase loans and refinances. The company operates nine mortgage brands, catering to a range of consumers and referral partners across the country.

The company’s accolades include ranking No. 2 on the Scotsman Guide’s 2023 list of Top Retail Mortgage Lenders (Rate and Guaranteed Rate Affinity), with more loan officers overall — and more female loan officers in the top 200 — than any other lender. It also holds the No. 1 and No. 3 spots for originators by dollar volume.

Rate’s core principle is “Grow for Good.” The nonprofit Rate Foundation has granted $7.9 million to date, providing financial support to individuals facing hardship. Recently, through the company’s Break the Bank fundraiser, it raised over $1.09 million for nine military nonprofits. Other notable efforts include raising $3.38 million for Baby2Baby and $5.09 million for mental health initiatives.

Finalists

Chase
Wintrust Mortgage