2013 Mortgage Survey

by Chicago Agent

Attention all mortgage loan officers: we want to know what your predictions are for next year! Please take our very short survey and tell us what you think will happen next year in your industry. Your answers could be featured in next year’s Mortgage issue, out Jan. 28!

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  • Roberta Cappello says:

    Fannie Mae has recently tightened the Condo qualifying standards, but otherwise I suspect standards will remain pretty much the same for borrowers. There will likely be no substanative movement in either direction.

  • Justin Lopatin says:

    Great questions!

  • Christin Luckman says:

    Lending standards are most likely going to stay the same as they are now. The status quo of lending guidelines is aimed to decrease foreclosure rate and standardize requirements for loans across lending institutions.

  • Bill Marty says:

    The biggest challenge facing the mortgage industry is the QM rule released yesterday by the CFPB. Although most of the requirements will not take affect until 2014 and there is a comment period that may motivate them to alter the rule, it will change the lending landscape and borrowers’ ability to procure financing.

  • Paul V Diamond says:

    Thanks for allowing me to participate. Hopefully my answers provide a bit of value.

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