With a passion for finance and business since his teenage years, David Polarek started his career in the banking industry. While managing multiple branch locations, he worked in all aspects of the financial industry, including home loan lending. “Providing the American dream of homeownership became my passion,” Polarek says. “There is nothing more exciting than when buyers get the keys to their new home, whether that is buying their first home, a dream home or a new vacation condo on the beach.”

Senior vice president of lending and manager of The Polarek Group with Rate, he specializes in new-construction lending, luxury-home financing, first-time homebuying, and conventional, FHA and VA loans. In the industry for 34 years, he leads a team with over 75 years of combined experience. “Our industry knowledge and the availability of products, as well as our customer service, sets us apart from other lenders,” he insists. “The speed of our same-day mortgage and approvals are untouchable.”

The members of the Polarek Group, which ranks in the top 1% of originators in the U.S. with the Scotsman Guide and Mortgage Executive Magazine, want to make the buyer experience seamless. “Our goal is to get our clients the most beneficial loan programs available for their individual situation,” Polarek says. “We strive to keep the experience an enjoyable and easy experience, which it should be when purchasing a dream home.” While most clients come referred from leading real estate, legal and financial planner professionals, many are repeat clients.

When not working, Polarek enjoys spending time on the beach with his friends and family.

Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.