Javier Garcia, a first-generation Mexican American and the son of immigrant parents, embarked on his finance career at the age of 16. Starting as an assistant to a prominent loan officer, he quickly climbed the ranks, securing his originator’s license and becoming the youngest senior vice president at The Federal Savings Bank. In May 2024, Garcia was promoted to Midwest director of minority and Hispanic lending at the same bank, where he now focuses on expanding its reach within these communities. With 23 years of industry experience, he attributes his success to the resilience and stress-handling skills he honed through his work in real estate and finance.

Raised in Chicago and now residing in Glenview, Garcia prides himself on his ability to connect with individuals from diverse backgrounds. He supports his clients while mentoring a team of mortgage bankers, encouraging them to achieve new heights. Known for his organizational prowess and interpersonal skills, he approaches client interactions with a blend of authenticity and humor. “Our team’s intentional approach to solving clients’ problems is our greatest strength,” he says, emphasizing the importance of listening to clients’ needs. He guides his staff thoughtfully, fostering business practices that benefit both clients and the team, while acknowledging staff members’ contributions.

Garcia’s dedication to his team enables him to be an active and devoted father to his son. He recognizes the uniqueness of each loan and client requirement, using his extensive experience to create tailored loan solutions. Beyond his professional achievements, he is an active member of his local Realtor association and a committed community volunteer and fundraiser.

Garcia’s journey from a young assistant to a leading figure in minority and Hispanic lending exemplifies his dedication, resilience and passion for helping others. His ability to connect on a personal level, coupled with his professional expertise, continues to drive his success in the finance industry.