Contents

Cover Story

We’ve put together a guide for agents to navigate mortgages in 2016’s market, sourced from respected local lenders. Can you handle financing for a self-employed client? Do you know how to prevent an application denial? Read on for the answers.

Also

• What the Consumers Don’t Know Will Hurt Them
• How Have Fannie Mae’s 3% Mortgages Affected Housing?

Editor’s Note

• Making it in 2016’s Mortgage Market

News

• Are FICO Alternatives Becoming the Preferred Standard?
• Why are Fewer Single Women Buying Homes?
• The Chicagoland Agents Whose Business Grew the Most in 2015

Agent Snapshot

• Agent Snapshot: Janet Marinis Broker Baird & Warner · Hinsdale

Agent X

• Spring is Here…Sort of

My Style

• My Style: Nykea Pippion McGriff