Finance has always been Thomas Raschka’s forte, prompting him to obtain his MBA and begin a career as a licensed banker holding various financial and insurance licenses. But in the late 2000s, when many of his clients were having trouble paying their mortgages, a new area of finance caught his interest: the mortgage industry. Mentored by a friend who saw his potential and offered him a position, Raschka made the switch to mortgage lending and never looked back.
Armed with not only a deep knowledge of finance but also a competitive nature and the understanding that every client’s situation is different, Raschka takes a results-oriented approach and thrives on problem-solving. “There is a solution to every scenario, and I push myself to find them,” he explains. “One of my greatest professional concerns is that another lender can figure out a scenario that I could not. I hate the word ‘no’ and strive to provide the ‘yes.’”
Many of Raschka’s clients are in the medical field, and they value his ability to solve problems and get to the closing table on time. “Over my career, I have seen and figured out solutions for many complex client scenarios,” he says. “Some of my greatest client referral sources are past clients that were turned down by a different company, but we were able to find a creative solution within the rules so they could obtain their loan.” Raschka uses the word “we” often because collaboration with colleagues energizes him, noting that when they brainstorm together, there are few scenarios they can’t work through.
With 15 years in the business, Raschka remains appreciative of his friend’s guidance years ago when he was starting out. “Since then, I have been privileged to assist hundreds of families nationwide. I am forever grateful for the opportunity and wisdom shared, as it has turned out to be one of the best professional decisions I have made,” he shares.