First-time homebuyers are jumping into the market to take advantage of historically low interest rates, and the trend in working from home has many considering moving to a new city. But where is the best place to save for a down payment?

A new analysis by CIA Landlord Insurance ranks the best and worst states to save for a home deposit based on metrics including state averages for monthly salary, house price, deposit, savings and the amount of time it is expected to take to save enough for a deposit.

Illinois was identified as the 11th best state for saving for a deposit. Under the average conditions, a prospective homebuyer could save up the average deposit of $40,974 in just under 13 months, according to the report. That’s assuming they purchase a home at the average price of $204,872 and make the average monthly salary of $4,254. The ranking also assumes an average monthly living cost of $1,052 and an average monthly savings of $3,201.