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Are Lending Standards Looser For Refinancing Than For Purchasing?

by Peter Thomas Ricci

lending-standards-refinancing-purchasing-corelogic-housing-credit-index-hci-mortgage-availability

Last week, we reported that lending standards have see-sawed up and down the spectrum the last few years, but does that trend change at all when we look at the separate lending standards for refinancing and purchasing loans?

Once again, we took the plunge into exclusive numbers that CoreLogic provided us on their Housing Credit Index (HCI), which tracks mortgage availability; see our infographic below to learn what we uncovered:

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